You probably have insurance on your car, and renter's or homeowner's insurance on your house. Maybe you also have life insurance.
Should you have carry insurance, too?
If you carry a gun, then yes, you should have carry insurance.
As the name implies, carry insurance is insurance for conceal carriers. It provides legal protection benefits to the policyholder, in the event they ever need to use their firearm in a self-defense situation. They can also, depending on which membership you buy, provide coverage for legal representation and defense, since it is common for a criminal investigation to incur after a shooting incident.
The reality is that, if you end up needing to defend your life by shooting another individual, you're going to get arrested. Unfortunately, that will only be the beginning of your troubles.
This is stuff I didn't know before I started to conceal carry every day. A heads-up to anyone on the fence: do not take this decision lightly. It'll change you. For the better, yes, but it'll change you.
I grew up around guns in the form of shotguns and rifles. My brothers had pellet guns, shot .22 rifles and sometimes had trap shoots. My dad had one of those old rifle racks in the laundry room, filled with oldish wood stock shotguns. While guns in general were a commonplace in my family, I was never interested. I had never even touched one.
That all changed on day one of hunter's safety. I was an uninterested observer in the classroom. I was the first one driving in my family, and my brothers wanted to go hunting. So, my ignorant 18-year-old self sat through hunter's safety, surrounded by twelve-year-old brats who seemed to know EVERYTHING about rifles and shotguns. Bolt action, pump action, lever action - I was completely clueless. Nothing could be more Greek. Not only was it flustering being completely out of my realm of experience, but I was being shown up by KIDS!
When I first started carrying, I did not have a gun belt. The reason for not having one was simple: I already had a nice, functioning leather belt from Walmart. It seemed to work fine, so I used that when carrying. Why fix what wasn’t broken?
My life as a concealed carrier changed forever the first time I donned an actual gun belt. It was a ginormous, thick, bulky leather belt my husband had but didn’t use anymore. The buckle printed against my shirt because of the thickness of the leather, but it accomplished something my other belt couldn't; once the gun was on me, I couldn't feel the weight of it. I used that belt for several months, even though the belt printed more than my firearm did. I didn't love it, but my gun felt more secure. But the reality of it was, it made me a conspicuous carrier, which was not my goal. I needed something else; something slimmer.
Best purchase ever!
Today I’m the proud owner of the Kore Essentials leather gun belt in black. I paid around $60 for it; top grain leather with their Reinforced Power Core technology. Instead of using traditional holes for sizing, this beautiful belt incorporates a hidden track, allowing 1/4″ size increments. According to their website, that makes it 800% more adjustable than traditional gun belts with holes. What this means is, you'll get a perfect fit, every time. No matter which gun you're carrying, or if you're carrying at all. Kore Essentials offers a phenomenal gun belt. No more punching extra holes to get a perfect fit, or having that crease in the leather from going through the buckle in the same spot every time.
Stay slim, all the time.
Everything is kept flat, and you can make the tiniest adjustments to account for a smaller or larger firearm. Visit KoreEssentials.com to view their awesome lineup.
So, what does that have to do with you?
Why do YOU need a gun belt?
Regular belts aren’t rigid enough to distribute the weight of your firearm around your waist. This leads to discomfort when carrying. The extra weight can also cause the belt to flex, so the guns slips around a little, no matter how tight you cinch it.
When training to draw from the holster, your muscle memory will develop into quicker draws. For this to be effective in a defensive situation, your gun HAS to be in the same position every time.
Additionally, if the gun is not snug against your body, the grip can fall away from you. So between the sagging and the slipping around, constant adjustment of the handgun is in order. This is an excellent way to reveal to anyone on the street that you have a gun. Not only does this cause you to lose any possible element of surprise, it could cause the cops to get called on you! Note that criminals rarely use proper holsters OR belts.
It all boils down to..
Gun belts are specifically designed to hold up a firearm. They'll distribute the weight of your handgun, leading to a more comfortable carry. It will keep the grip of your firearm snugly against you, not slipping or needing repositioning. They are tougher, rigid; they won’t flex under the weight of the gun.
For a lot of new carriers, discomfort is their main objection.
Many times the problem isn’t the firearm; it is an insufficient belt. If you have the wrong gear, even the smallest gun can be uncomfortable. One big objection to a gun belt is the price. That's what held me back from purchasing the Kore Essentials belt; that price tag. Keep in mind that the price you pay for a quality gun belt is a small percentage compared to what you spent on the firearm itself. You need a quality belt. It is a valid (and probably one-time) investment into your safety. If you can afford to do so, do not skimp.
If you carry a firearm, you are carrying it because you understand that although you hope you'll never need it, you DO need it to be there, functioning, and easy for you to reach. Along with a properly fitting holster and reliable firearm, a quality gun belt is essential for this to happen.